SME Debt Finance Portfolio – Associate Director Apply for the Associate Director role in the SME Debt Finance Portfolio at Triple Point. About Triple Point Triple Point is a private credit firm managing over £2.5 billion across key strategies, committed to creating positive impact and recognized as a Sunday Times “Best Place to Work” 2025. The Function & Team The Relationship Services team handles borrower relationships across SME Debt Finance, Specialty Finance and Fund Finance, ensuring portfolio performance and client outcomes. Role Purpose The Associate Director will own and lead borrower relationships across an assigned SME lending portfolio, ensuring strong performance, proactive risk management, and high‑quality client engagement. Key Responsibilities

Lead the relationship with an allocated portfolio of ~15 borrowers, acting as the primary point of contact and ensuring a high‑quality client experience. Conduct quarterly client calls/meetings, including reviewing MI and providing follow‑up actions. Identify opportunities to deepen relationships or develop new lending opportunities.

Risk, Compliance & Monitoring

Own portfolio compliance: timely collection of MI, covenant testing, annual reviews, KYC refresh, and ensuring no overdue portfolio actions. Lead early identification and escalation of underperformance, arrears, emerging risks or covenant pressure. Analyse management accounts to identify trends, risks and early warning indicators.

Credit, Restructuring & In‑Life Events

Lead borrower requests such as covenant resets, waivers, forbearance, restructures and new money requests. Draft high‑quality credit papers and present recommendations to Credit Forum or Investment Committee. Negotiate directly with clients to achieve balanced, commercially robust outcomes.

New Money / Modifications Lead deal structuring, including drafting term sheets and coordinating with internal and external legal advisers on documentation.

Work closely with Portfolio Managers to manage workload, prioritisation and delivery; some ADs may line‑manage PMs directly. Escalate sensitive or complex matters appropriately to the Relationship Director or Head of Team Support consistent best practice across the Relationship Services team.

Knowledge & Experience

Strong ability to interpret and analyse company financial statements and management information. Experience writing and reviewing credit applications from a front‑office or credit role. Experience negotiating with borrowers, structuring transactions, and handling restructures or covenant issues (desirable). Knowledge of SME debt finance; experience across Wholesale Finance or Structured Finance (desirable). Highly numerate, analytical and comfortable dealing with complexity. Proactive, self‑starter with ownership mindset. Strong communication and interpersonal skills, able to build collaborative and constructive relationships at all levels. Organised and able to prioritise across a varied workload with pace and accuracy. Curious and eager to learn; open to feedback and new approaches, including use of AI where relevant. Acts with integrity, professionalism and sound judgement. Team player who contributes beyond individual responsibilities and supports shared goals.

Why Join Us

Be a part of a forward‑thinking, growing and innovative company. Work with a talented and driven team in a collaborative and connected environment. Competitive salary and comprehensive benefits package. Opportunities for professional development and career progression. High Performance at Triple Point High Performance at Triple Point means living our values at the top of your game.

Our Values

Stay Curious Be Generous Take Thoughtful Action Pull Together Own It

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance

#J-18808-Ljbffr