Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated Development Finance, Wholesale Finance and Specialist Mortgages divisions ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper.

You can get further details about the nature of this opening, and what is expected from applicants, by reading the below. We also provide savings accounts to individuals and businesses and since we lend only to businesses, our savers can be sure their money will be used to boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. The working pattern of this role is hybrid, with an expectation to be in the office 50% of the time. For more information, please visit our website: Our Values and Behaviour All members of the HTB team are expected to demonstrate values and behaviour that underpin everything that we believe in. Customers matter We listen to our customers We value customer relationships over transactions We strive to deliver what customers want, when they want it, how they want it We prioritise customer outcomes over corporate expediency We deliver We approach everything we do with discipline and set high standards We do more with less and embrace change We are fanatical about financial rigour and risk discipline We execute consistently with speed and accuracy We constantly strive to improve Integrity without compromise We always aim to do the right thing - we don’t duck hard choices When we make a mistake we own up and fix it We are open and honest in all our communication We treat innovation and fresh thinking as an opportunity not a threat People Power We are a meritocracy We empower people and make them accountable We encourage our people to learn and grow We challenge each other honestly & constructively We work as a team We know diversity makes us stronger We celebrate success Position Ensuring strong credit stewardship is maintained including monitoring loan expiries, interest tranche depletion, construction milestones, sale milestones etc. Mentoring PM’s by providing support & guidance along with regular training and development. Leading by example and setting the highest standards of excellence for the PM’s to aspire to. Assisting the HoPM to manage and deliver the strategic objectives of the PM Team. Liaising with and supporting the LD’s, RM’s and CM’s to ensure timely identification of potentially problematic loans. Recommending appropriate loan restructurings where appropriate and preparing amendment credit papers and credit memos for EML cases in conjunction with the LD / RM Site inspections to assess progress of development projects in terms of budget, schedule, quality, significant changes and sales/marketing progress. Liaising with Quantity Surveyors, other professionals, borrowers and construction teams as appropriate. Monthly Time Delays & Cost Overrun analysis to identify common issues at early stage. Cash flow analysis against original credit approved cashflow to identify material variances at a book level. Smooth implementation of processes and procedures for new credit policies. RequirementsQualifications And Experience You must have: Good level of experience in property lending/development finance within a banking or professional property services environment. Proven track record of developing strong relationships with borrowers, brokers and other professional partners. Competencies and Attributes You must have: Strong analytical skills Understanding of residential property development finance A general understanding of building construction (preferable but not essential) Strong understanding and appreciation of the current UK property market conditions and trends Strong attention to detail Ability to travel nationally High level of communication skills It would be beneficial if you had the following: Experience with the following banking tools: Phoebus, Keystone and Tableau. Other information: Monitoring of Unit sales including early identification of slow sales pace and/or undervalue sales. Keeping accurate records, maintaining portfolio monitoring systems and preparing regular portfolio reports/reviews for presentation to Committee. Input into periodic departmental portfolio overview and the annual Credit Risk review of the DF portfolio. To approve advance payments / Materials on Site etc in accordance with delegated authorities. Input into the development of Keystone and the reporting from the system. Work with LDs to develop individual retention plans supporting repeat and new business.

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