Business Unit:  Model Risk and AnalyticsSalary Range: £26,400 - £33,000 per annum DOE + benefits Location: Hybrid with occasional travel to a hub locationContract Type: Permanent Our Team  The Model Risk and Analytics (MR&A) team work at the intersection of Data Science, Statistical Modelling and Economics, using data to support the business through model building or providing actionable insights from the data. We draw on statistical modelling techniques to produce the best possible predictive models. As a Modelling Analyst within the IRB and Decisioning Analytics team, you’ll help to secure the foundations of our business decisions by providing quantitative and qualitative analysis across our regulatory model suites, providing solutions to support the acquisition of new business, risk-based account management and manage the bank’s capital across its Retail portfolios. The portfolios have a highly automated decisioning process, and the complex model suite requires continual refinement and redevelopment to ensure it remains fit for purpose. What you’ll be doing • Qualified to degree level in a numerate discipline subject (e.g. statistics, engineering, econometrics).• Strong analytical skills with the ability to solve complex problems independently.• Practical experience of distilling and interpretating complete data and analysis. • Good communications skills both verbal and written.• A team attitude with an enthusiasm to continually learn. • Ability to learn and apply statistical techniques and coding languages.• A passion for data.It’s a bonus if you have but not essential • Experience in building trusted relationships with stakeholders. • Expertise in the use of statistical analysis software (e.g. SAS/SQL, Python, R) as well as MS Office.• An understanding of statistical modelling techniques such as hypothesis testing, probability distributions and regression.Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. • Up to five extra paid well-being days per year.  • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.  • Market-leading pension. • Free private medical cover, income protection and life assurance. • Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society.  We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion.  If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.