Lead Motor Underwriter - Home Based; Halifax (London)
New Today
At Cova Insurance , we're all about protecting what matters most - whether it's your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, we're here to make a real difference.
Our purpose is simple but powerful: to help protect people against the worst happening and put it right if it does . It's what drives us every day, and it's why our people are proud to be part of something meaningful!
Our mission is to build inclusive, empowered teams where everyone feels welcome and valued! We celebrate what makes each of us unique and believe that diversity drives innovation and success. Whoever you are, we want you to feel confident being yourself in your team at work.
In this role, you'll be working in a team that works collaboratively across Cova to achieve our motor business plan, through our intermediated partners. This role would be a part of the companies senior leadership team.
This is a hybrid position, combining the best of both worlds - working from home and spending time in our Halifax office.
This is more than just a job - it's a chance to grow, develop, and be part of something great.
What are the core responsibilities?:
- Develop and implement the Personal Lines motor underwriting strategy, ensuring alignment with corporate goals and effective footprint management.
- Make data-driven underwriting decisions within the defined risk appetite, ensuring all deals meet minimum return requirements and improve portfolio performance.
- Maintain strong governance by ensuring underwriting philosophy and processes are accurately applied and compliant with regulatory and legal standards.
- Monitor market trends and external developments to identify opportunities for innovation and improvement in underwriting practices.
- Ensure fair customer outcomes by aligning underwriting approaches with the principles of The Consumer Duty.
- Proactively manage risks, incorporating them into the Departmental Risk Management Programme and taking action to mitigate potential regulatory and business threats.
- Collaborative communicator with the ability to work cross-functionally across Pricing, Trading, and Claims, while fostering open, respectful dialogue and embracing change.
- Strong leadership qualities, including the ability to motivate others, lead by example, and manage experienced underwriting teams.
- Highly organised and self-motivated, with excellent planning, problem-solving, and decision-making skills, especially in underwriting contexts.
- Commercially and strategically aware, with significant senior-level experience and a deep understanding of the UK personal lines motor insurance market.
- Expert in motor underwriting, with advanced knowledge of practices, regulatory frameworks, and the ability to manage complex stakeholder relationships.
- Professionally qualified, holding a degree or equivalent insurance qualification.
At Cova, we know that great people don't always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit, we'd love to hear from you - so go ahead and apply! We're all about building a diverse, inclusive team where everyone can thrive.
The perks of joining us...
- Flexible working - 36.25 hours a week with flexitime & hybrid options
- Annual pay review - plus performance bonuses (up to 30% depending on level)
- Generous holidays - 25-27 days + bank holidays, with buy/sell options
- Pension perks - 7.5% employer contribution, rising to 9% with your input
- A culture where everyone belongs - we're committed to diversity, equity & inclusion, with real action, employee-led community groups, and ongoing learning to make Cova a place where everyone can thrive
- Mental & financial support - through our dedicated Wellbeing group
- Career growth - training, qualifications & apprenticeships to help you thrive
- Health & wellbeing - private medical cover, 24/7 Virtual GP, health checks, flu jabs & more
- Drive in style - Tusker Car Scheme with fully maintained insured vehicles
- Extra savings - gym discounts, Cycle to Work, and retail offers via Perkpal
- And much more !
Apply today and be part of our journey.
As a Disability Confident Employer, we're committed to fair and accessible recruitment. If you need any adjustments or support during the application process, just let us know - we're here to help.
Applicants must currently reside in the United Kingdom and possess full and unrestricted right to work in the UK. Unfortunately, we are unable to offer Visa sponsorship for this role.
Salary:
Competitive
Working hours:
36.25
- Location:
- London
- Job Type:
- PartTime