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Job Description

The Opportunity

We are seeking a senior, hands-on Fractional CTO / Integration & AI Architect to design and lead the integration of our third-party systems and to architect an AI-augmented operating platform.

This is not a pure development role.

It is a senior architecture, systems, and governance role requiring strong judgment, financial services experience, and the ability to translate business and risk requirements into robust technical solutions.

Key Responsibilities

Design and own the end-to-end systems architecture across: CRM Loan origination & servicing platforms KYC / AML providers Banking & payments Accounting and investor reporting Build and manage API-based integrations to create a single, reliable source of truth Define data models, workflows, and controls suitable for a regulated credit business Architect and oversee the responsible integration of AI, including: Document ingestion and data extraction Risk flagging and exception detection Decision-support tooling (not autonomous decision-making) Establish clear AI governance, auditability, and human-in-the-loop approval frameworks Advise on buy vs build decisions, vendor selection, and technical roadmaps Work closely with senior management to align technology with credit policy, risk discipline, and growth objectives Potentially lead or oversee external developers and specialist vendors

What We’re Looking For

Essential

10+ years experience in technology leadership, architecture, or senior engineering roles Proven experience integrating multiple third-party systems via APIs Direct experience in FinTech, lending, credit, payments, or regulated financial services Strong understanding of data architecture, workflows, and system reliability Experience deploying AI in production environments with governance and controls Ability to think like an owner: pragmatic, risk-aware, commercially grounded

Highly Desirable

Prior experience as a Fractional CTO or senior consultant Exposure to private credit, mortgage lending, or structured finance Familiarity with regulatory, audit, and compliance expectations Experience scaling systems without over-engineering

What This Role Is Not

Not a junior or mid-level developer role Not a “build everything from scratch” mandate Not an AI research or experimentation role

We are focused on durable, auditable, institutional-grade infrastructure.

Why This Is Interesting

Direct access to decision-makers Ability to shape the firm’s core operating platform Clear commercial and risk-driven objectives Meaningful impact without big-company bureaucracy Opportunity to expand the role over time

If you are interested in applying for this job please press the Apply Button and follow the application process. Energy Jobline wishes you the very best of luck in your next career move.