Insurance Underwriter Location: London, UK Salary: £70,000 - £80,000 Job Type: Office-based

The Opportunity

A fintech organisation in the mortgage and insurance space is looking to appoint an Insurance Underwriter to join its London-based team.

Working closely with senior underwriting leadership, you will be responsible for assessing lender portfolios, analysing performance data, and supporting the development and improvement of underwriting processes and products. This role would suit someone with strong analytical capability who enjoys working in a collaborative and fast-paced environment.

Key Responsibilities

Assess new lender portfolios and product variations, reviewing eligibility criteria, risk profiles and historical performance data to support underwriting decisions. Analyse loan-level data and portfolio performance, identifying trends across arrears, defaults, claims activity and concentration exposure. Produce clear underwriting assessments and recommendations to support internal governance and decision-making. Monitor the ongoing performance of insured portfolios, highlighting emerging risks and recommending mitigation where required. Evaluate lender control environments, including processes around origination, valuation, affordability, fraud prevention and arrears management, to determine how effectively risk is managed. Support claims oversight by reviewing eligibility against policy terms, analysing t...