Head of Product Development & Guarantees

Increase your chances of an interview by reading the following overview of this role before making an application.
Homes England - National Housing Bank (NHB)
£69,831 - £93,055 | Permanent | Hybrid (50/50)

Location: Hybrid (Birmingham, Bristol, Leeds, Liverpool, London, Manchester, Newcastle, Northstowe)
Apply by 11:59pm, 12 April 2026
Shape the Future of Housing Investment
Join Homes England's new National Housing Bank (NHB) at a pivotal moment for the UK housing sector. Backed by £16bn in new capital, including £5.5bn for guarantees, the NHB is designed to unlock stalled projects, attract institutional capital, and accelerate the delivery of quality homes across England.
We're building a high-impact Guarantees Team-and we need a leader who can design bold, scalable financial products that solve real market barriers.
About the National Housing Bank
The NHB connects capital with capability-providing government-backed finance to unlock complex sites, drive regeneration and support long-term growth. Backed by £22bn total capital, it gives partners the confidence and financial firepower to innovate and deliver at pace.
The Role
As Head of Guarantees & Product Development, you will:
* Create innovative, market-ready guarantee products that unlock delivery and crowd in private capital.
* Lead product strategy from idea to operational launch, ensuring alignment with NHB's mandate and risk appetite.
* Work directly with lenders, investors, developers and local partners to validate market need.
* Bring stakeholders across policy, legal, risk, operations and finance together to shape investable, scalable solutions.
* Build compelling business cases and documentation demonstrating impact, value and deliverability.
This is a rare chance to influence the design of a national financial institution from the ground up.
About You
You bring:
* Strong product development experience in housing, regeneration, finance, or credit/guarantee structures.
* Deep understanding of the UK residential investment landscape.
* Proven ability to engage the market and translate need into practical product design.
* Confidence influencing across complex internal and external environments.
* A balance of commerciality, policy awareness, risk insight and creativity.
Desirable backgrounds: guarantees, housing finance, capital markets, project finance, infrastructure investment, or public-private investment models.
What We Offer
* Competitive salary + 33 days leave
* 50/50 hybrid and offices across England
* Defined benefit pension
* Paid professional memberships
* Employee networks and inclusive culture
* Healthcare, wellbeing support and retail discounts
Apply Now
Right to Work in the UK is required. xbpsjku
Early applications encouraged; vacancy may close early.
Contact:
Ciara Lynn -