HEAD OF CREDIT RISK - MORTGAGES UP TO £120,000 + EQUITY LONDON

A rapidly growing UK fintech delivering ethical, shariah-compliant home finance solutions as an alternative to traditional mortgages. The company’s core offering enables customers to purchase and refinance residential property without interest through a co-ownership Home Purchase Plan certified under Islamic finance principles, combining modern technology with accessible underwriting. It is FCA-regulated and focused on making home ownership fairer, more inclusive, and aligned with diverse customer values.

THE ROLE

You can expect to be involved in the following day to day:

Lead and continuously evolve the credit risk strategy, ensuring a clearly defined risk appetite aligned with sustainable growth objectives Own credit risk oversight across core residential and investment property lending portfolios Provide senior credit risk leadership on the design and launch of new lending products, including short-term and commercial real estate finance Balance commercial growth ambitions with robust risk governance, controls, and decision-making frameworks Act as a key senior stakeholder within a fast-growing, purpose-driven financial services organisation

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