Job Title: Senior Corporate Underwriter Location: Bristol (minimum 1 day per week on-site, typically Monday) Salary: £40k Role Overview The Senior Corporate Underwriter plays a critical role in evaluating and approving complex corporate and high-value credit applications. This role focuses on detailed analysis, comprehensive reporting, and sound decision-making in line with business, regulatory, and risk frameworks. Key Responsibilities Assess and approve corporate and high-value customer credit applications within delegated authority. Conduct detailed credit analysis for applications typically ranging from £1m to £25m, including corporate entities, small companies, and high-net-worth individuals. Produce clear, well-structured credit reports that explain financial context, risks, and decision rationale. Maintain robust audit trails, ensuring compliance with onboarding, origination, and due diligence procedures. Monitor operational processes and standard operating procedures, recommending improvements to enhance efficiency and governance. Support competence development across the credit and onboarding functions. Collaborate with internal stakeholders to resolve issues and escalate risks where required. Participate in ad-hoc projects and process reviews to improve the end-to-end client experience. Required Skills and Competencies Strong analytical and critical thinking skills with a focus on financial data and company accounts. In-depth understanding of credit risk, corporate structures, and complex lending. Ability to produce detailed written reports and communicate findings effectively. Attention to detail and proactive prioritization of tasks. Strong relationship management and customer service orientation. Ability to work independently and under pressure while maintaining high standards. Commercial awareness and sound judgment in decision-making. Experience and Qualifications Proven experience in corporate credit underwriting, corporate credit analysis, or finance/accounting roles. Exposure to complex corporate lending decisions and larger credit applications. Knowledge of UK regulated finance and risk frameworks desirable. Education in finance, accounting, business management, or law advantageous but not essential. Proficiency in MS Office, financial databases, and specialized underwriting software. Values and Conduct Demonstrates professionalism, integrity, and honesty in all work activities. Embodies company values including collaboration, authenticity, curiosity, and commitment. Adheres to regulatory standards and conduct codes, promoting a strong risk culture throughout the organization.

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