?? Senior Credit Risk Analyst - Scorecard Development Specialist

?? Are you an analytical thinker with a passion for building high-performing credit risk solutions? We're looking for a

Senior Credit Risk Analyst

with strong

scorecard development

expertise to join our forward-thinking Risk team. This is a fantastic opportunity to take ownership of high-impact modelling projects and influence credit strategies across the business. ?? What You'll Do Lead the development, enhancement, and monitoring of

credit risk scorecards

- this is the core challenge and focus of the role. Generate insightful

PD models

and analytics to support informed and effective credit decisions. Play a key role across the

full credit risk lifecycle , ensuring models and processes drive robust and sustainable lending decisions. Collaborate with stakeholders across Risk, Data, and Finance to shape and optimise credit policies. ?? What We're Looking For Proven experience in scorecard development

(application, behavioural, or collections). Background in

Credit Risk -ideally within

B2B lending or asset finance , though

consumer/retail banking

experience is also welcome. Strong technical skills in

SAS and SQL

(essential). Experience with

Tableau

and/or

Python

is advantageous but not mandatory. Solid understanding of

PD modelling

concepts and risk analytics. Broad knowledge of the

credit risk cycle

and how analytics support each stage. ? Why Join Us? You'll be part of a collaborative team working on innovative analytics and risk strategy, with the autonomy to drive meaningful improvements and the support to grow your technical and strategic skillset. If you're ready to take the next step in your credit risk career and thrive in a role where your expertise truly counts, we'd love to hear from you.

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