Main Responsibility

Originate and execute Commercial Retail Credit proposals while managing client and introducer relationships to ensure successful transaction delivery.

Key Responsibilities

• Source Commercial Real Estate proposals up to £20M and Development Finance proposals up to £10M.
• Build and maintain strong relationships with brokers, accountants, solicitors, valuers, and other introducers to generate business.
• Conduct initial assessment, risk review, and site visits where required; recommend proposals for Credit approval.
• Present shortlisted cases to the Credit team and relevant committees in a timely manner.
• Manage and track the lending pipeline to achieve disbursement targets.
• Monitor market trends and identify opportunities or risk areas.
• Ensure compliance with regulatory standards and internal credit policies.
• Deliver credit training to branches and support the CBO in Retail Credit operations.
• Liaise with solicitors, valuers, and internal teams to ensure smooth approval, disbursement, and post-disbursement processes.
• Present new and existing product proposals to Risk and UK management committees as required.